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Find peace of mind today by reaching out to one of our friendly and knowledgeable agents. Submit the form below, or give us a call. We look forward to walking alongside you, your family, or business!
Personal
Coverage Tailored to Your Life
Where you live, what you do, what you drive: there’s no one exactly like you. We take the time to find solutions designed to meet your needs.
Connect
Your personal circumstances mean a lot to us. Let’s talk through what’s happening in your life so you can get the insurance coverage you need.
Assess Your Needs
Based on what’s happening with you or your family, we’re here to look out for your best interests and prepare insurance coverages that will make sure your family is protected.
Relationship Matters
When life is going great, we celebrate those things, and if anything goes wrong, we’re here to walk alongside you to make sure your plan is working for you.
Contact Us
Find peace of mind today by reaching out to one of our friendly and knowledgeable agents. Submit the form below, or give us a call. We look forward to walking alongside you, your family, or business!
Dwelling
Facing the total loss of a home can be difficult. You need your policy to accurately reflect the cost of replacement or reconstruction so you can move forward with confidence that your housing needs will be met.
Other Structures
If you have other structures on your property that are not attached to your home, such as a detached garage or shed, you can protect them with coverage for other structures.
Personal Property
Your home is more than a structure. Coverage for personal property, those items you would take with you if you moved, includes replacement costs for those items lost in a claim.
Loss of Use
If you lose the use of your home, you may need a helping hand while repairs are being made. Loss of use coverage protects you from expenses incurred while renting a space or staying in a hotel.
Liability
One mistake or accident can turn a life upside down—both the injured party and the one responsible for major costs. Personal liability insurance follows you wherever you go, with an umbrella policy offering additional coverage beyond your home and auto insurance.
Water Backup Coverage
Unexpected water from a floor drain or sump pump can create a lot of damage. Water backup coverage (not the same as flood insurance) ensures you are covered in the event of a nasty backup.
Wind/Hail
As the country faces an uptick in storms, roof shingles and siding are at greater risk for damage. Wind and Hail coverage provides a separate claim process for these damages.
Identity Theft
Identity theft is a growing crime that can leave you feeling powerless. Theft insurance covers expenses to clear your name with credit agencies when someone falsely incurred charges in your name.
Contact Us
Find peace of mind today by reaching out to one of our friendly and knowledgeable agents. Submit the form below, or give us a call. We look forward to walking alongside you, your family, or business!
Liability
The minimum coverage required by the state of Ohio will most likely not cover your expenses in the case of an accident in which you are at fault. Liability is the portion of your auto policy that protects you against being sued and losing your assets.
Uninsured/ Underinsured Motorist
What would happen if you or your family sustained injuries in an accident and the other driver, who was at fault, had no insurance or only the bare minimum? By including Uninsured/Underinsured Motorist Coverage in your policy, we ensure that you are covered.
Physical Damage to Your Car
Your car is a necessity. Is it protected? Collision coverage is for damage done to your vehicle if you were driving it and collided with another object or vehicle. Other Than Collision, also called Comprehensive, covers glass breakage or physical losses to your car caused by fire, theft, hail, or hitting a deer or another animal.
Contact Us
Find peace of mind today by reaching out to one of our friendly and knowledgeable agents. Submit the form below, or give us a call. We look forward to walking alongside you, your family, or business!
Income Replacement
If you or another wage earner dies, your family will need a lump sum of money to replace the loss of income. 10-15 times the annual income lost is a good rule of thumb, with your family saving the lump sum while using the interest as income.
Next Steps
How much life insurance do you need? We help you make that calculation by listing your assets (cash, investments, current life insurance, retirement, and other assets), then subtracting them from the cost of your family’s total needs. The amount left is how much coverage you need.
